People tend to equate paper money with fiat money which is not accurate they are two separate things. What we have today is a fiat to use their paper money, you could just as well have a fiat to use gold and silver as money or anything else. But the point I wish to raise today is that a fiat is unnecessary and is only preventing us from having choice and of course is in use by those only to consolidate control and power.

Therefore it is important for us at this time to demand that this fiat on money be abolished and as we demand it, it is done.

What happens now is an explosion in the use of alternative currency’s, these currency’s can be anything that people perceive as valuable and that provided us with the ability to exchange our goods and services. People need not get caught up in endless debates of what type of currency is the right or proper one or most efficient or not as the market for alternate currency’s will be a free and open market meaning we will naturally discover what ones are most effective. No law’s shall be passed creating red tape that can benefit certain corporations from having competitive edges.

Some will be backed by tangible assets such as goldmoney others will not such as bitcoin, I believe we will eventually see the large established corporations such as Facebook, Google etc release their own alternate currency’s, maybe at first used for only inhouse exchange but which will quickly develop into much more than they expected. Infact it is more likely they are not allowed to go ahead with it due to the fiat decree which is currently in place and the legal tender laws surrounding it and the outlaw of alternate currency’s.

In this situation we care not what the banks do as the pound the euro the dollar becomes just their own private currency like it always was in the first place, accept now it will be competing in a free and open market and so if they chose to debase it by apply interest and printing trillions of additional units for the purpose of their own profit then in this case so be it for it will only now be to their own detriment and downfall as people in droves reject their money in exchange for something far more brilliant.

We Decree that there shall be no decree on what we chose to use as money!

Free Will

Why then does evil exist? To begin to understand this question we must first understand free will. If there is no such thing as free will then any evil act that happens must be the will of God and therefore we can only conclude that God, universe, ultimate reality or whatever you want to call it is fundamentally evil by nature, but if this is so why do we not naturally ask the question “why is there good in the world?” because we intuitively sense evil as something somehow out of place and so only the question “why is there evil in the world?” arises. However when we see clearly that individual beings do indeed have uniqueness as they posses freewill evil is then clearly seen as the result of choices made by individual beings and is not the will of God or the automated process of a mechanical universe. So the will of Good could well be for you to have nothing less then the full abundance of itself. But you might say none the less, even though this is so, it will never violate your freewill to be-able to chose less than its abundance if that was your free choice, else if it did restrict your ability to chose freely it could not be said you had freewill in the first place, you must be free to chose and because of this freedom you are free to chose to go against the will of God, and therefore evil is not the result of the will of God, it is the result the freewill choice of individual beings.

Dualistic view of the world

So most people are familiar with the dualistic view of the world as being good vs evil, God vs the devil, right vs wrong and so on. You might be familiar with the yin yang which most people perceive as this type of duality, namely the duality in which opposites oppose each other and yet if that was so the yin yang would be better drawn as two black and white arrows pointing towards each other. The true polarity symbolised by the yin yang are not at all demonstrating opposition but instead are complementary forces. One cannot exist without the other, as in one side of a coin cannot exist without the other side, the space in a container cannot exist without the container, up has no meaning whatever without down. And you could go on with these examples but the point is these examples are in no way in opposition to each other, in fact they are so much in alignment with each other that they are really the same thing, they bring each other into existence, they are certainly not fighting each other in the way that people have been led to believe. And so the philosophy people have been conditioned to believe is that the world we live in is inherently evil and reality is a combination of two forces locked into a dualistic battle with each other which of course is a lie.

To believe this would be to believe reality could be divide in two, but how could this be possible? If something is divide in two there must by necessity be “space” between the two to create the differentiation of them. And thus this would also mean the two would now have to be contained within something greater than themselves for them to exist in a separate state of twoness and so it would also follow that these two entity’s could no longer be called the ultimate reality because they are now contained by something greater which of course is the ultimate reality. This is where the concepts such as “infinity” comes from which attempt to point to God. Something that is infinite never will reach an end point, or a point where you can step over from oneness into twoness, it cannot because it never ends, its infinite. This is not something that is really really big, or really really small, because scale/size can only be measured in something that is finite and thus has borders where you can create a measurement between two points. So infinity is not something that goes on and on forever outwards or even on and on forever inwards, it simply has no size at all, because it is beyond time and space it is not two it is one, there is no space in it, it is the singularity, the reality in which you and everything exists, your conscious awareness.

Reality is all there IS

And so getting back to the point of evil, you can now see that God or whatever you want to call it is everything that is real and evil which is apparently in opposition is everything that is unreal. That which is unreal is precisely that, unreal, it has no fundamental reality. Take for example a shadow, if I commission a scientist to study this shadow with all his equipment and get back to me with his findings of exactly what properties and attributes make up the shadow well the scientist will get back to me and say the shadow in and of itself has no reality, it is merely a silhouette created by the absence of light. The shadow is the absence of light. And so even though the shadow has no reality we see it because that which has reality has been obscured to create a phantom image in the mind an absence in the mind also know as ignorance which is the absence of truth.

And so like platos cave your mind is like a projector, receiving the light of reality, obscuring most of it and projecting an unreal world before you. The more you cleanse you mind of ignorance the purer the projection becomes.

Moved by shadows

The controlling elite of this world could be said to be the “most” evil, they contain the seed of evil in the form of ignorance and pride in their minds which they can spread to other self aware beings. In a sense they are attempting to create their own world a sphere separate from God. This is the highest degree of pride and ignorance within these beings and they in turn are the ones who formulate their philosophy’s and systems in this world in order to get the general populace to take on their same state of consciousness. However they are fully aware of freewill as earlier spoken off and all their attempts are directed at getting you to make certain choices and take on certain beliefs. But you must chose to accept and take these beliefs on else they will not have any effect on you, which is where the idea comes from that you must invite a vampire into your house(mind) for it to have power over you. Once you take these beliefs and ideas on, you will act accordingly and your actions if they go beyond the accepted insanity of the collective consciousness will be considered evil-insane. Interestingly enough when a large enough percent of the population are engaging in evil-insane acts it is not considered so because it is seen as normal it is only when people rise above it that a contrast can be seen and in that seeing there is a judgment because once seen you have been presented with a choice to chose reality over unreality.

Think of any act you consider evil look at it carefully and you can trace the act back to a fundamental ignorance where the one committing the act believes that doing so is somehow right no matter how warped the reasoning is. All the serial killers have been testimony to this. But evil of course is not always overtly obvious it could be as simple as a remark made such as “that dress looked better on your friend”, why was it said? the belief in the lie that you are separate and so by putting someone down no matter how small the remark, it is believed you can inflate your separate sense of self and diminish someone else’s all because you do not realise reality is one and there is no separation.

So to sum up the series on relinquishing the public’s right to issue its own currency I want to point out actual events in history where this relinquishing took place. From what I can tell this is a system that originates from England and has since become an international cartel. The first paper money was simply a receipt for the gold and silver you deposited with private bankers. This  is why on paper money it will say “I promise to pay the bearer, on demand the sum of 20 pounds” or whatever the receipt was worth. Incidentally the word pound refers to a pound weight in silver deposited at the bank. There was nothing wrong with this, it was simply a service offered by private bankers (of whom anyone could become a banker as trade at the time) to secure your gold and silver. When people engaged in commerce they quickly realised that instead of going to the bank to retrieve their gold/silver to make payment they could simply hand over their receipt to the person they were purchasing the goods or service’s from and they in turn could use that receipt to withdraw the gold/silver. And so was paper money born. However what the banks began to realise was that after a while withdrawals for the actual gold and silver where becoming less and less common as everyone was now trading primarily in receipts (paper money) and so they began to issue receipts or what we might call “print money” and make loans at interest with this newly printed money. And because their greed is essentially unquenchable it was foreseeable that there would be no limit to how much money they would print until eventual word spread that the banks only had 1/10th of the gold for their receipts and so there was the first ever bank run and people started withdrawing their gold/silver and 90% of the population would not get their gold and would be out of pocket as the wealth had been stolen and spent by the bankers who were now living in luxury.

The Unholy Alliance

There came a point in 1694 where an unholy alliance was formed between the bankers of the time and the royalty. The bankers basically approached the Kings and promised them a way to have all the money they would need to fund their wars on condition that they would be granted the privilege (subject to redemption) to issue the public’s currency. Of which was granted and established in the bank of England act 1694.

Bank Charter act of 1844

Let me however point you to a later act with language more understandable and that would be the Bank Charter Act of 1844 and let me quote a section which has the most telling language of the relinquishing of the governments right to issue the publics currency granted to a private corporation.

So heres the section, section 27

Bank to enjoy privileges, subject to redemption. The Bank of England shall have and enjoy such exclusive privilege of banking as is given by this Act, upon such terms and conditions, and subject to the termination thereof at such time and in such manner, as is by this Act provided and specified; and all and every the powers and authorities, franchises, privileges, and advantages, given or recognized by the M1Bank of England Act 1833 as belonging to or enjoyed by the Bank of England, or by any subsequent Act or Acts of Parliament, shall be and the same are hereby declared to be in full force, and continued by this Act, except so far as the same are altered by this Act; subject nevertheless to redemption upon the terms and conditions following; (that is to say,) at any time upon twelve months’ notice, and upon repayment by Parliament to the said governor and company or their successors of the sum of eleven million fifteen thousand and one hundred pounds, being the debt now due from the public to the said governor and company, without any deduction, discount, or abatement whatsoever, and upon payment to the said governor and company and their successors of all arrears of the sum of one hundred thousand pounds per annum, in the last-mentioned Act mentioned, together with the interest or annuities payable upon the said debt or in respect thereof, and also upon repayment of all the principal and interest which shall be owing unto the said governor and company and their successors upon all such tallies, Exchequer orders, Exchequer bills, or parliamentary funds which the said governor and company or their successors shall have remaining in their hands or be entitled to at the time of such notice to be given as last aforesaid, then and in such case, and not till then, the said exclusive privileges of banking granted by this Act shall cease and determine at the expiration of such notice of twelve months; and any vote or resolution of the House of Commons, signified under the hand of the speaker of the said House in writing, and delivered at the public office of the said governor and company, shall be deemed and adjudged to be a sufficient notice.

Bear in mind this is an act of parliament… does it sound to you like this was written by the people? Which of course parliament is supposed to represent. It sounds to me as if it was written directly by the bankers and for the bankers, being the antithesis of by the people for the people. So we can conclude that by 1844 the merging of government and banks was so complete it was near indistinguishable.

Take note of the first line “Bank to enjoy privileges, subject to redemption”. If its subject to redemption and redemption is defined as “the price at which the issuing company may choose to repurchase a security before its maturity date” then that mean the privilege (which is secured, the security) has been purchased which makes sense to the minds of these bankers that think “rights” are things that can be bought and sold for value and so they have purchased the right to issue the public’s credit. So the way I am reading this act is that the redemption value is the price the government (public) can repurchase back the right to issue its own credit.  And that sum is £11,15,100,00 which has accumulated much interest since.

at any time upon twelve months’ notice, and upon repayment by Parliament to the said governor and company or their successors of the sum of eleven million fifteen thousand and one hundred pounds, being the debt now due from the public to the said governor and company

the said exclusive privileges of banking granted by this Act shall cease and determine at the expiration of such notice of twelve months

This act of course has since been amended although this particular section and others are still in force. But the point here is to demonstrate exactly what the relationship is between the banks and governments(you). And it is this relationship that has been exported to the rest of the world such as the U.S. You might say the federal reserve is merely a branch of the Bank of England or the other way around as the federal reserve is acting as the central point for the banking cartel, but it is essential ONE international bank.

Accepted as normal

The problem today is that generations have been born into this system without knowing any different. For example everyone who is working in your government has always assumed that governments borrowing from banks is simply part of normal government operations. It doesn’t accure to them to even question this which is why it is important for us to shed light on the matter, else as Thomas Jefferson said :-

“If the American people ever allow private banks to control the issuance of their currency, first by inflation and then by deflation, the banks and corporations that will grow up around them will deprive the people of all their property until their children will wake up homeless on the continent their fathers conquered.”

And that is indeed what we are seeing, but the ultimate result is a complete collapse which we will see soon if we do not attempt to address this. And likewise the only people who actually know whats going on it seems are those in the upper echelons of the governments and banking such as Mr Montagu Norman when he said:-

“Capital must protect itself in every possible way, both by combination and legislation. Debts must be collected, mortgages foreclosed as rapidly as possible. When, through process of law, the common people lose their homes, they will become more docile and more easily governed through the strong arm of the government applied by a central power of wealth under leading financiers.

These truths are well known among our principal men, who are now engaged in forming an imperialism to govern the world. By dividing the voter through the political party system, we can get them to expend their energies in fighting for questions of no importance. It is thus, by discrete action, we can secure for ourselves that which has been so well planned and so successfully accomplished.”

– Montagu Norman, Governor of The Bank Of England, addressing the United States Bankers’ Association, New York, 1924.

So this concludes this series on the public’s relinquishing of its right to issue its own currency. And I would welcome anyone to challenge me on this and point out if there is something I haven’t understood here? Because like I said in part 1 you dont even need to have any in depth knowledge of banking or law to be able to ask the intuitive questions such as “how does the whole world get into debt?” “who could it possibly be in debt to?” and so on.

It is a slow day in a damp little Irish town. The rain is beating down and the streets are deserted. Times are tough, everybody is in debt, and everybody lives on credit. On this particular day a rich German tourist is driving through the town.

He stops at the local hotel and lays a €100 note on the desk, telling the hotel owner he wants to inspect the rooms upstairs in order to pick one to spend the night. The owner gives him some keys and, as soon as the visitor has walked upstairs, the hotelier grabs the €100 note and runs next door to pay his debt to the butcher. The butcher takes the €100 note and runs down the street to repay his debt to the pig farmer. The pig farmer takes the €100 note and heads off to pay his bill at the supplier of feed and fuel. The guy at the Farmers’ Co-op takes the €100 note and runs to pay his drinks bill at the pub. The publican slips the money along to the local prostitute drinking at the bar, who has also been facing hard times and has had to offer him “services” on credit.

The hooker then rushes to the hotel and pays off her room bill to the hotel owner with the €100 note. The hotel proprietor then places the €100 note back on the counter so the rich traveller will not suspect anything. At that moment the traveller comes down the stairs, picks up the €100 note, states that the rooms are not satisfactory, pockets the money, and leaves town. No one produced anything. No one earned anything. However, the whole town is now out of debt and looking to the future with a lot more optimism.

So why does this not work in practice? In part 1 we explain how money is created from debt, therefore all money is debt, if you therefore take a $100 note out of your pocket that note represents an underlying debt obligation to the tune of exactly $100, I hope your seeing this clearly now. Therefore if in the scenario above one person use’s an others $100 note to pay their $100 debt then the $100 debt which gets paid vanishes from the money supply because the debt obligation has been fulfilled and so that debt is no longer there so the central banks will remove $100 of public credit from circulation to balance its books, also known as deflation and so it cannot be used again to pay anothers debt, see? In the scenario above it seems possible because it is based on the assumption that people owe debts to each other which would make sense in a sound money system but in the actual system we have all debt originates from one source namley the international banking cartel. Those who have been granted the privilege via the government to issue the publics credit.

What to do, laugh or cry?

Do you see how if we had a sound money system that was not debt based and was a constant supply of money that neither inflated nor deflated and any debts created between people were of a private matters then debts really could be settled as in the scenario above. I hope it gives you a sense of just how backwards our current money system is, and the reality of the abundance we could have right now is so far beyond what we currently experience thats its hard to even fathom what that type of abundance would be like and the effect it would have on human life and the health of the planet.

If for whatever reason what I am saying is not clear let me know because I want your understanding. I can assure you I am not doing this for the fun of it. This system oppresses me and you to the benefit of a few, if you are tired of your servitude which is guaranteed to get harder and of course will get worse as this is not going to change over night then we need to educate a critical mass of people on the topic.

Debts cannot actually be paid

Expanding further on the drudgery of this system, even when a debt is paid as explained above and so the debt obligation settled, consider what is it you use to make all payments of debt? Is it not the very credit/money which itself is debt? So then does it not follow that the debt that was just paid and removed from the system, had to, by default, create a debt just as large + its interest payment? Because whats happening of course is that all debts are being paid with debts. So in a sense the only thing thats ever really happening is a debt rollover, or an offsetting of the current debt into the future. So when you hear debating on the news about paying off the government debt realise they are talking nonsense because its immposible to pay off the debt. At most they can shift debt from the public to the private. You have to borrow money to creating a debt to pay the previously borrowed money + interest. So the government is like a crackwhore who has to crawl back to its banker pimps every now and then for a fix. Quite a harsh example on my part but a particularly accurate one nonetheless.

Which brings us onto the government , as your no doubt aware of all the government debt talk, and cut protests and whatnot. The government borrows money in exactly the same way as you borrow, but instead of signing a promissory note as you do the government issues a bond or gilt, which is essentially exactly the same thing (bond means exactly that as in bonded to an obligation like a chemical bond). So the government will have its costs for a quarter lets say 50 billion, this includes all its spending costs and as well as the interest owed on all previous money borrowed on its current national debt. So like you the government issues its bond for the amount it requires and the banks “buy” these bonds with money printed from nothing. Why with money printed from nothing because just like with you they now have a promise to pay to the tune of 50 billion and so they can then proceed to print 50 billion in public liability’s and forwards them to the government accounts.

This is why the government doesn’t seem to be listening to you does it? In fact the government doesn’t care less what the public has to say because who calls the shots in a debtor/creditor relationship? You guessed it the creditor and the government which represents the people is the biggest debtor of them all.

Put simply your government has been subverted and compromised by the banks.

Quantitative easing is standard operation for central banks

I wondered what they meant when they first started mentioning quantitative eases at the time, as it was being explained as money printing. And I thought to myself isn’t that what the banks have always done? Whats different about this quantitative easing? maybe I was wrong about the banks printing money, so I had to go check. On the bank of England website there was  a recent questions and answers regarding quantitative easing to a Charlie Bean, Deputy Governor for Monetary Policy. Here

Of which he confirms in question 6  that money printing is part of its routine operations as we just explained above and QE is noting more than a label  to the fact they had to do it on a larger scale than normal

Heres the answer

The key point is that the Bank is not being forced to create money in order to cover the gap between the government’s tax income and its spending commitments. If it were carried out to finance the budget deficit, it would be a violation of Article 123 of the Treaty on the Functioning of the European Union. Rather, the Bank is undertaking quantitative easing in order to meet the inflation target and will sell the government debt back to the private sector once the economy recovers, thus unwinding the original increase in the money supply.

Central banks routinely buy and sell government debt in the secondary market as part of their normal operations in the money markets and such operations are not deemed to amount to monetary financing under the Treaty on the Functioning of the European Union. The only thing that distinguishes quantitative easing from normal operations is their scale and the length of time for which the assets are likely to be held.

The government is the highest source of all wealth in the economy, which it derives from the people because we granted them the authority to tax a certain portion of our time and energy only in exchange for certain benefits. Because of the granting of authority to tax from the people to the government the government has direct access to all the wealth it could possibly need, DIRECTLY, why then does it go to a third party and borrow their private credit at interest thus indebting the people via the mechanism of the government to private corporations? Can you see how it has direct access to all the value it could ever possibly need, and never need to go into debt? It could if it wanted monetise its own debts interest free and use that as the currency for the nation.

In future I would suggest any government ever seen to go into debt to any external source be deemed an unlawful government by the people, because it has essentially sold the people out, however its hard to grasp otherwise and look outside the box because we have never experienced anything other than this perverted government and money system.

And so due to this misplacing of value thinking the symbol is the value itself we have  created an economy that esteems those who create no valuable but do accumulate many symbols(money/credit) and demotes the most valuable within the economy to the bottom of the pile those who produce goods and services useful to others. These would be the producers, inventors, artists, laborers, as opposed to the least valuable the investors, bankers, celebrity’s, landlords so on.

People think they pay alot for food but food couldn’t be priced cheaper if you tried they have squeezed every drop possible out of the value of the chain of labourers involved in bringing you that food as well as all other necessary goods and services. If only I could impart to you the dynamic of how it works, its hard to articulate. The wealthiest create their profit through usury and inflation, that profit was not created by them actually providing anything of value was it? Clicking buy or sell on your computer screen does not produce actual value, or just because you are receiving $500 per day in interest as you sunbath with a martini does not mean you are creating value, infact you are only consuming it.

But consider that money gained through usury can in-turn be spent on things of value or have people who produce value exchange their time and energy for this money so the money gained via usury has to derive its value from somewhere and one form is for those ‘toiling the field’ so to speak have a 10% cut in wage or produce 10% more in the same timespan whenever the money supply is increased by 10% and that 10% begins its life as new money in the bank accounts of those investors and bankers ready to spend it and create more inflation thus diluting the purchasing power of your money and thus by association the future value of your labour.

This process has been happening at a slow enough rate that so far it has not been entirely detectable by the people, but that is changing as we speak. The price of silver is up more than 900% since 2001, people are starting to question if its really worth exchange so much of their time and energy for (public credits) which is rapidly losing its value. And as any reader of my blog know money is faith based, it is essentially backed by the time and energy of people through their promise in the form of their debts and so when doubt sets in that’s the opposite of faith meaning the money is getting very shaky hence the reason people are pouring into gold and silver and other commodity’s as stores of value.

On a side note you may think it hypocritical of me to denounce investors whilst advertising people buy gold/silver but this was not for the purpose of you making profits by doing nothing, but instead simply to secure the fruits of your own labours so they cannot be stolen via these unseen means were are describing.

I do not personally want to see a hyper inflation scenario, this would be too destructive to do us any favors but instead a transition of types would be preferable. A writing off of huge amounts of debts and a reacquiring of the public’s right to issue its own currency debt free.

So because of this misplacing of value we get these ideas which seem very reasonable but when you see the underlying dynamics are obliviously worthless and these ideas are that you can fix certain problems in the world by throwing money at it. Take a part of the world thats in poverty and so we think if some altruistic billionaire gave fortunes to these people that would fix things….? No it wouldn’t, firstly you have to see things holistically when dealing with economics on a global scale. If you shift billions in cash from one area of the globe to another you are shifting debt obligations. The debt never gets reduced but it can be moved around. Take the analogy  of a balloon you squeeze one side the air will move into the other but the volume of air is the same. So likewise by giving billions here you en-debt billions there.

If a people are poor they need nothing added to them because all the value they need is within them, this is the source of all value. So what they actually need is somthing taken away from them not added. They dont need to be given billions which will only mean another group of people in the world are now in debt to them instead they need taken away from them the corrupt governments, the money system they are using, the leeches who make up that money system. They need this taken away and then their abundance will naturally come about because the blackhole sucking away their works and energy’s has been lifted.

They dont need money from George Soros and his charity when the man never gave anything of himself ever but at most only gave what he previously stole.

If we start to recognise the true source of value rather than seeing value in money, these things will fix themselves as if by magic.

However although property is a tangible asset of which there is a limited supply and so you would expect it to react in a like manner to other commodity’s, you have to consider the human element within the economy which most economist are pig ignorant of. Because it does not matter how much money is being printed, if that money is not in the hands of the general public and is instead consolidated into the hands of shareholders, traders, bankers and cash sitting in hedge funds, then regardless of inflation the price of property will only ever reach the maximum the critical mass of the population can afford. But then you may argue but those who are filthy rich who have this consolidated wealth will buy the property as an investment and rent it out and thus their buying will push the price up in accord with inflation? Of which it can temporarily but the rent charged will also be subject to an upper limit of what the critical mass of the population can afford. There is a way to increase house prices artificially and that would be for these institutions and wealthy individuals to buy property and then leave it vacant because no one can afford to buy it or rent it, and this is indeed happening, there are many vacant property’s all left on the books of banks and property’s not being put on the market so they do not make a loss and thus can keep the value of their portfolio artificially high, and yet this is an illusionary high it has no value behind it.

However even with this false attempt to prop up property prices they have indeed been falling dramatically in value since 2001 at which I call the actual top in the value of the property market unlike the commonly accepted 2006/7.

Price and value are different things you price a thing to provide it with its assumed value however what you price it in (public credit) is not a fixed constant like gold or silver but a fluctuating one which is the dollar or the pound or euro or whatever. And so all these fluctuating weights and measure create smoke and mirrors so you cannot grasp whats actually happening. So lets remove some of that smoke and mirrors for you with regards to property price  and use the UK as an example. Using figures from the nationwide building society for inflation adjusted house price. Medium price in 2001 was £129,796 and in 2011 £172,426 source here. But now lets look at the commodity price index for the same time period, the commodity price index which is a fixed-weight index or average of selected commodity prices designed to be representative of the broad commodity asset class.

So heres the commodity price index chart from 2001 to 2011

Thats a 229.66% increase which we can thank to the fractional reserve banking system, oh if you want another way to look at it it can be seen as a 229.66% decrease in the value of your time and energy the value of your labor and work because thats where the profit comes from as you are in the end the only source of real value within the economy your time and energy not any tangible asset as explained here. But I digress so let me get back on point with house value as previously stated house prices in 2001 was £129,796 and in 2011 £172,426 a percentage increase of of 32.3% however if we measure the house price rise against the rise in your average commodity out there we get 229.66% – 32.3% = 197.4% decrease in the actual value not price in property.

Prediction of future house price and value

As you can see price and value are two different things but I see both will fall in the future. The drop in value will be drastic which as pointed out above already is at drastic levels compared to other areas of the economy such as commoditys. However I will also predict we will get a further steady decline of prices even in this highly inflationary environment, because of the knock on effect of inflation on people and business mainly in the form of unemployment. Expect a 30-40% decline in PRICE as well as a further 200% decline in value.

Update 17th April – people have pointed out how can somthing decline more than 100% which is a reasonable question and of course the price of a thing cannot decline more than 100% or you would essentially be paying someone to buy that thing…., But the value of currency can theoretically devalue indefinitely, because whatever value lets say the pound  drops to becomes its current 100% value which it can then drop again from that point and repeat that process until the currency is hyperinflated. So its not the price of property that has fallen 197% it is its value priced in currency in comparison with commodity’s that has fallen that much.

Everything we experience in outer material conditions is the out-picturing of our inner state of consciousness on the individual level in your personal life and on a collective level on a global scale.

We will never change outer conditions on the earth such as pollution if we do not first clean up the pollution in our own consciousness, the pollution in the sea and air is the pollution in your mental and emotion body’s.

Once again I am trying to point to the root cause of an issue as always when observing the human collective they address issues on a surface level, like in healthcare for example you will be diagnosed by identification of external symptoms and then given medication only to address external symptoms with no questions asked as to what actually causes the symptoms? Why am I susceptible to asthma, diabetes, heart attack, arthritis and someone else is not? Why do I have these allergy’s and they do not when the physical environment of two people is identical? Well it is because of course the cause is not physical but is within consciousness. And likewise as physical illness within people has its root cause in the individual consciousness of those people the physical illness of the planet has its root cause in the consciousness of the collective of humanity. There is a symbiotic relationship between human being and planet earth, planet earth has no purpose without human beings and vise versa.

Therefore if we are to heal the planet you must start first by looking at yourself. What states of consciousness are the primary culprits of environmental issues? Lets look at one example as we cannot look at all the numerous states of consciousness but by looking at one you can yourself extrapolate from that the effects of the others and those which have no label but are only felt as an emotion. So lets take a look at greed as our example. Greed is a state of consciousness that as previously mentioned is the result of the belief that you are separate from nature. Because of this illusion of separation your life is at stake within this world and therefore you must attempt to secure yourself your body from the forces of this world be it other people or nature. Because of this a false sense of security can be had by accumulating “stuff” for the separate self. The more you have in the bank account the more secure you feel, the more insurance policy’s you have the more secure you feel, the second house, the pension, the second car and so on. A recent example of this pollution in the minds of people I saw on a program about the Mekong river and how dam projects are being planned which will destroy the migration of the fish and thus potentially the entire ecosystem of the river and of course the livelihood of the local people who fish the river. In their debating they mention how it will likely destroy much, but at the same time it is worth billions to the Chinese and Laos economy and can also provide cheap electricity and so “we must weigh up the costs” I think were their words. And so the greed overrides the common sense that you are one with this planet and no amount of money printed from nothing is worth destroying the platform that sustains you and so the conclusion that “we have to weigh up the costs” is borderline insane. So I hope you can see how the greed which is within the consciousness of humans eventually becomes expressed in matter by the planet and likewise all pollutions in our minds will be reflected to us by the planet. Stop looking at conditions as wholly material phenomena that can only be fixed by material phenomena such as population control, carbon credits, tax’s or reduced spending or some government scheme or some charity or green peace or whatever material thing it may be because it is a lie, you are looking at your right hand and you do not see what your left hand is doing, you must look at the beam in your own eye first and then you will see clearly what do about the environmental debate.

Hatred, anger, pride, jealousy, fear, apathy, ignorance and on and on are all the causes for flooding, lack, disease, virus’s, toxins, destruction of resources, earthquakes(ignorance), Fires/volcanos(anger), Tornadoes/Hurricanes(Pride).

Once these vices loosen their grip on our consciousness the planet will begin to naturally out-picture a more perfect state, not magically but by our actions now being taken with the knowledge that we dont have to force nature we can work with the laws of nature to get everything we need and have it in abundance.

Money = Debt = Promise = Time/Energy

Therefore the time and energy you use to create value is completely consumed to a zerosum by this mechanism of diluting the money supply as the total money supply represents the time and energy of everyone. It Insures that your time and energy used within the economy is wasted. Did you follow that? Lets say you borrow $10,000 using it productively to build up a business and therefore create $10,000 additional value within the economy. Great, but now I borrow $10,000 and dilute the value of the total money supply by exactly how much you just spent your time and energy on creating, thus we are back to the starting point in terms of the value of the money. It is a zero sum game you see? And this is why we find the strange situation where we do not seem to be benefiting from the additional creation of new technology’s, manufacturing, and creativity. Because all the value created from these new innovations such as the advent of the computer and the huge amount of wealth this created did not translate into ease and comfort for human beings but instead the additional wealth it created was consumed by the money system itself.

A quick point to note also is that wealth has to be in direct relation to poverty within this system. Because within this system somebody’s wealth has to be someone else’s debt. So the more money you hold the more other people by necessity need to be indebted to you, because the money in your hand is a unit of account for other peoples debt. To make yourself rich by contrast others must be made equally poor to the extent you are made rich. It is a simple equation of the money system.

What would be the antitheses of this? Well quite simply it would be to have a constant money supply that could have limited controls but that essentially maintains a constant supply of money. What would the effect of this be? Quite simply again if the money supply is constant and the money you are borrowing from the banks is part of this money supply of other peoples deposits and not created when borrowed then when you go out and spend that money and create value that value becomes additional! value within the current money supply, thus continuously increasing the value of money, and hence you do see the benefits of additional productivity, innovation and technology in the fact that your money is becoming ever more valuable over time. It becomes an upwards spiral of wealth creation.

Now if it wasn’t bad enough that the money system is designed to be a zero sum game it gets even worse and that is the application of interest. When you borrow money they create only the principal amount which is the amount borrowed but not the interest. So looking at this from a global perspective the current global money supply could not pay off the global debt burden because it would be lacking the amount needed to pay the additional interest and therefore the system insures that you have to come back to the banks to borrow more money to pay the interest on your old debt and thus of course incurring more debt and interest, or what you might call a downward spiral. But as I like to look at things on a root level which is an energetic level of money being the time and energy of human beings then I hope you can envision this as a black hole of compounding interest sucking in the time and energy of the collective of all human beings. This is our current financial model. It is way beyond something that is simply not designed right or not working right it has the absolute optimum negative effect it can without collapsing in on itself, to put simply you couldn’t have a worse monetary system if you tried.

See part 3 to see how the history of how this come about.

So the traditional idea of a bank that is the belief of the general public at this time is that people deposit their money at banks, therefore when you want a loan you goto the banks because they have all the deposits and you borrow what would essentially be other peoples money, at a risk to the bank, hence the charging of interest to cover the risk.  So that would be the generally held belief of the public, implied by them, when borrowing from banks. However this could not be further from the truth. What actually happens when borrowing from the banks is as follows:-

• You enter the bank and request to borrow lets say $100,000

• The bank checks to see if your capable of paying back

• They present you with a loan agreement, which stipulates you must pay back this debt in legal tender only, failure to do so gives them the right to foreclose your property. (note you cannot payback in anything other than what they stipulate, gold, silver, services, alternative currency’s, whatever, therefore forcing people to exchange their time and energy for their private credit only, further insuring their monopoly)

• Key point coming up, the loan agreement you are about to sign is known within law as a promissory note and it is this piece of paper (instrument) that is the thing of value in banking, it is what you commonly hear of as bank assets.

• The bank takes this newly desposited asset places it in their vault (because it is the actual thing of value) and are now able to increase their networth by exactly how much the promissory note is worth because they now have one more person out there who is willing to exchange their time and energy for their private credit.

• Because their assets have now increased by $100,000 the local commercial bank that received the asset can now apply to its central bank to extend to it the equivalent amount in liability’s (public credit) what you know as money. However the reserves that the central bank forwards to its commercial branch bank are created from nothing out of thin air on their computer. Why did they create it from nothing? because they now have an asset to back it up namely your promissory note which is attached to your time and energy. So on a deeper level you can see that all money is debt and all money is not simply backed by nothing as many people like to say but it is in fact backed by the time and energy of people business’s and governments, its backed by a promise.

I will explain in a later post the detriment of this system although I trust its apparent already but for now I will address only the private ownership of this system.

So I hope you see how that works and that the banks are not actually lending you anything. And thus this is precisely how you get a situation where the whole world can be in debt, and in truth the world really is in debt to a foreign entity because the international banking cartel is not native to any nation.

For a more in depth explanation read Modern Money Mechanics, a publication from the Federal Reserve.  See also Part 2 here

However  the root issue is not being addressed even though the cat is now out of the bag as they say. And that root issue is the ability of a private cartel of corporations to have the privilege to issue the credit of a nation. This doesn’t pertain just to your nation it is an international phenomena transcending borders.

So no matter how much you address surface level issues such as derivatives, interest rates, bond sales it will never amount to anything of significance.  The government cannot pay off its debt, because it can only use debt to pay off debt, meaning if the US government for example paid off all 14 trillion today then tomorrow it would have 14 trillion of debt again but simply with a later maturity date on the debt. Do you really want to continue to play this game? Because if so it will surely deprive you still further until like the Egyptians you to will be compelled to rise up with force and it wont be out of choice it will be because of your empty stomach. How far that event is off for the western world is uncertain to tell but it is a certainty if we do not chose to lay the axe to the root.

Beware those who attempt to define the parameters of the debate, because those who do define the parameters can direct the outcome. As long as they can keep you thinking within a certain box and never getting to the root they control the direction of the ship. Be alert to this, there is always a choice that transcends the two options you will be presented with.

Therefore this is simply a message to encourage people when on the topic of finance to put their attention on the issue of private banks having the privilege to issue money from nothing.